What to Know Before You Turn 65
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Medicare Enrollment Windows
Your Initial Enrollment Period (IEP) opens three months before your 65th birthday month, runs through your birthday month, and includes three months after. Missing this window can result in delayed coverage and added penalties.
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Coverage Options
Choose between:-
Original Medicare (Part A & B)
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Medicare Advantage (Part C)
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Prescription Drug Plans (Part D)
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Medicare Supplement (Medigap)
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Each option has its own costs and benefits—let’s find the right fit for you.
How We Can Help
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Personalized Guidance
I represent 10 trusted insurance organizations offering more than 80 plan options. I’ll help you compare coverage, costs, and providers in your area. (Please note: we don’t cover every plan in your region. For full listings, visit Medicare.gov or contact your local SHIP.)
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Medicare Made Easy Seminars
Join one of our upcoming Medicare Made Easy events—often hosted over a complimentary meal. These relaxed sessions cover:-
Medicare basics
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Enrollment timelines
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Option comparisons
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Live Q&A with an experienced agent
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You can check our Events page to RSVP and learn more.
Ready to Take the Next Step?
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Call me at (310) 429-3735 (TTY 711)
Get one-on-one support with no cost and no obligation.
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Email rafael@rafaelstella.com
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Want info on specific plan types?
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​Medicare Advantage (Part C)
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Medicare Supplement (MediGap)
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Prescription Drug Plans (Part D)
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Fill out our contact form and we'll get back in touch quickly.
Frequently Asked Questions
For more details about signing up for Part A and B, help with low-income subsidies, or setting up a
MyMedicare profile—visit our Resources & FAQs section.