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What is Medicare Part B?

Medicare Part B is one of four parts of the Medicare program in the United States. It is also known as medical insurance and it covers a wide range of medical services and supplies that are not covered by Medicare Part A.

Eligibility for Medicare Part B is based on a person's age and enrollment in Medicare Part A. Individuals who are 65 years or older and enrolled in Medicare Part A are eligible for Medicare Part B.

Benefits of Part B include coverage for doctor services, outpatient care, preventive services, and medical equipment such as wheelchairs and walkers. It also covers some laboratory tests, diagnostic tests, and mental health services. Additionally, Part B also covers some preventive services, such as flu shots, and screenings for cancer, diabetes, and other health conditions.

Like Medicare Part A, there is a monthly premium for Part B, and most people will pay the standard premium amount. People with higher incomes will pay more. Also, while most of the services covered by Part B have a cost-sharing, such as copays and coinsurance, others have a deductible.

It's important to note that Part B coverage may have some restrictions, such as coverage for experimental treatments, and that some medical services might not be covered.

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